1. Name of Schemes: 5 years Bangladesh Sanchayapatra
Maturity: 5-Year
Limit: Single: 30 lac; Jointly: 60 lac; Recognized Provident Fund: Unlimited; 12 small enterprises: Unlimited
Interest Payable: 13.19% on Maturity (12.20%+0.99%)
Interest payable after: 1st year @ 9.20%
2nd year @ 9.95%
3rd year @ 10.70%
4th year @ 11.45%
Tax Treatment: 5% on profit
Investors: All classes of people (National ID Card Holder), Recognized Provident Fund &12 small enterprises
Penalty: Encashment before 1st year no interest accrued
Implementing agency: Bank, Bureau & Post office.
2. Name of Schemes: 3-Monthly Profit basis Sanchayapatra
Maturity: 3-Year
Limit: Single: 30 lac; Jointly: 60 lac;
Interest Payable: 12.59% on Maturity (11.80%+0.59%)
Interest payable after: 1st year @ 9.80%
2nd year @ 10.80%
Tax Treatment: 5% on profit
Investors: All classes of people (National ID Card Holder).
Penalty: Encashment before 1st year no interest accrued
Implementing agency: Bank, Bureau & Post office.
3. Name of Schemes: Pensioner Sanchayapatra
Maturity: 5-Year
Limit: Single: 50 lac;
Interest Payable: 13.19% on Maturity (12.20%+0.99%)
Interest payable after: 1st year @ 9.20%,
2nd year @ 9.95%,
3rd year @ 10.70%,
4th year @ 11.45%.
Tax Treatment: 5% on profit
Investors: Retired Govt., Semi-Govt, Autonomous, Semi-Autonomous officials.
Penalty: Encashment before 1st year no interest accrued
Implementing agency: Bank, Bureau & Post office.
4. Name of Schemes: Poribar Sanchayapatra
Maturity: 5-Year
Limit: Single: 45 lac;
Interest Payable: 13.45% on Maturity(12.20%+1.25%)
Interest payable after: 1st year @ 9.20%
2nd year @ 9.95%
3rd year @ 10.70%
4th year @ 11.45%
Tax Treatment: 5% on profit
Investors: Any Adult Bangladeshi Female (NID Holder)
Penalty: Encashment before 1st year no interest accrued
Implementing agency: Bank, Bureau & Post office.
5. Name of Schemes: Bangladesh Prize Bond
Maturity: 3-Month
Limit: Unlimited
Interest Payable: 6.50%
Tax Treatment: 20% on prize money
Investors: Any persons
Penalty: N/A
Implementing agency: Bank, Bureau & Post office.
6. Name of Schemes: Wage Earner Development Bond
Maturity: 5-Year
Limit: Unlimited
Interest Payable: 11.80% (Compound)(11.00%+0.80%)
Tax Treatment: 5% on Profit
Investors: A Bangladeshi wage earner serving abroad.
Penalty: No profit will be paid before 6-month.
Implementing agency: Bank
7. Name of Schemes: US Dollar Premium Bond
Maturity: 3-Year
Limit: Unlimited
Interest Payable: 7.50% on Maturity
Interest payable after: 1st year @ 6.50%
2nd year @ 7.00%
Tax Treatment: Tax free
Investors: Non-Residence Bangladeshi FC Account holder
Penalty: No profit is payable before 1 year.
Implementing agency: Bank
8. Name of Schemes: US Dollar Investment Bond
Maturity: 3-Year
Limit: Unlimited
Interest Payable: 6.50% on Maturity
Interest payable after: 1st year @ 5.50%
2nd year @ 6.00%
Tax Treatment: Tax free
Investors: Non-Residence Bangladeshi FC Account holder
Penalty: No profit is payable before 1 year.
Implementing agency: Bank
9. Name of Schemes: Post office Savings Bank-Ordinary A/C
Maturity: 3-Year
Limit: Single 30 lac; Jointly 60 lac
Interest Payable: 7.50%
Tax Treatment: 10% on profit
Investors: All classes of people(National ID Card Holder)
Penalty: No profit will be paid before 1-month
Implementing agency: Post Office
10. Name of Schemes: Post office Savings Bank-Fixed Deposit
Maturity: 3-Year
Limit: Single 30 lac; Jointly 60 lac
Interest Payable: 13.24% on Maturity(12.40%+0.84%)
Interest payable after: 1st year @ 10.40%
2nd year @ 11.40%
Tax Treatment: 10% on profit
Investors: All classes of people (National ID Card Holder)
Penalty: No profit will be paid before 6-month
Implementing agency: Post Office
11. Name of Schemes: Postal Life Insurance:
a) Whole Life Insurance: Minimum limit of Investment Tk. 1,000/=
Interest Rate: Tk.42 per Thousand @ Yearly 4.2%
Tax free
All classes of people (Age limit 19 to 55 Yrs)
Post Office
b) Fixed Term Insurance: Minimum limit of Investment Tk. 1,000/=
Interest Rate: Tk.33 per Thousand.@ Yearly 3.3%
Tax free
All classes of people (Age limit 19 to 55 Yrs)
Post Office